- Theft, pilferage and non-delivery – theft is only covered under the A clauses (being All Risks). This extension covers both violent type theft and the rather more clandestine or secretive theft that is pilfering. Non delivery cover is for cargo that mysteriously disappears en route.
- Storage risks -stock throughput insurance provides cover for the static risk which is not covered under the main Institute Cargo Clauses wordings. This is done by adding a specific storage related extension onto a transit policy
- War and strikes risks – war and strikes risks are excluded under a standard marine cargo policy but are freely available on separate wordings, but often written by the same underwriters that wrote the main cargo policy. It is important to note that both sets of clauses available are slightly narrower in coverage than the exclusions they replace. War cover is very limited for those risks which are land based or static in any nature.
- Malicious damage – there is an exclusion in the Institute Cargo Clauses B and C clauses for malicious damage which can be bought back using this clause
