Blood tests in Life insurance

I some cases underwriters request for blood analysis if the sum assured is above a certain limit.

Areas Covered by the blood analysis

• Blood Cell
  • Haemoglobin
  • Packed Cell Volume (PCV)
  • Red and White cells
  • Platelets

• Blood Lipids
  • Total Cholesterol
  • High & Low Density
  • Triglycerides
• Liver Function Tests
  • Bilirubin
  • Alanine Transferase – SGPT & SGOT
  • Gamma GT
• Renal (Kidney) Function Tests
  • Creatinine
  • Urea
• Others
  • Calcium and Phosphorus
  • Iron
  • Uric Acid
  • Glucose