Heath related Insurance covers available in the Kenyan

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There are a number of different types of insurance cover available in the Kenyan market and entire East Africa related to the health of individuals. Two of the most commonly purchased are:

Personal accident

  • This type of health insurance pays the benefit stated in the policy if the insured suffers an accident. It can be extended to provide cover if the insured is off work due to sickness

Private medical expenses insurance (also known as health care insurance or Medical Insurance).

  • This provides cover for those who seek private medical treatment outside the NHIF when they are ill. It offers greater choice over where and when the treatment will be carried out, and by whom.

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