Information and Documents Required for Risk assessment in Life Assurance


The Life Underwriter requires information to aid his underwriting decision. The source of the information is the various Documents which are provided by the Life Assured and those obtained from other sources

Some of the sources of underwriting information are;

  • Life to be insured
  • Appointed Medical doctor
  • Personal doctor of the proposed life assured

Some of the documents required for Underwriting Decisions as underwriting evidence are;

  • Proposal Form
  • Medical Examiner’s Report Form
  • Private Medical Attendant Report Form
  • Medical Laboratory Tests
  • Special questionnaires
  • Declaration of Continued Good Health
  • Signed Statements


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