Key exclusions you will find in you marine hull and machinery insurance cover

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The standard exclusions in a hull and machinery policy are

  • War- which also includes damage caused by bumping into a disused mine or torpedo floating around in the sea
  • Strikes- which includes not only damage caused by strikes and strikers but also terrorist type risks
  • Malicious acts -loss or damage caused by people acting maliciously or from a political motive and either detonating explosives or using weapons of war
  • Nuclear – loss or damage arising from a weapon of war employing atomic or nuclear reactions 

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