Personal Medical Condition in Life assurance and their implications

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1.  Past medical Conditions
  • They will always show the Nature of the condition
  • Time lapse since diagnosis can also be seen at this point
  • Prognosis: future outlook of the condition can also be detected
  • PMAR (Private Medical Attendant’s Report)
2.  Current Medical Conditions
  • Nature of the condition Assess based on medical rating guidelines

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