Individuals travelling within Kenya or overseas face various risks. Some of these risks commence before the journey starts; such as the risk of losing any monies paid if the holiday has to be cancelled.
For other risks, cover only commences once the journey begins; such as the risk of needing medical treatment or having some property stolen.
Two types of policy are available:
- single trip; cover must be arranged each time a trip is undertaken
- annual; cover is automatically provided for all trips undertaken within a twelve month period (subject to a limited number of days per trip or per year)