Home Liability Insurance Products Liability Insurance What is not covered under a product liability insurance/ exclusions

What is not covered under a product liability insurance/ exclusions

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A products policy is subject to a number of exclusions, including:

  • contractual liability
  • the cost of recalling, replacing or repairing products supplied
  • the cost of rectifying defective work
  • unsuitability or failure to perform
  • loss or damage to property in the custody or control of the insured
  • professional negligence
  • liability arising from the ownership possession or use of a motor vehicle, aircraft or water craft
  • gradually occurring pollution
  • Penalties, fines or punitive damages

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