The main key exclusions and limitations include:
- circumstances known (or which ought to be known) prior to cover commencing
- prior and pending litigation
- a jurisdiction clause, stating that Kenyan law will apply and may exclude actions in other East African states
- bodily injury and property damage
- pollution and contamination
- claims based upon improper personal gain by a director
- fraud or dishonesty of a director
- ‘insured v. insured’
- outside directorships
- pension fund trustees
- pollution
- breach of professional duty
- computer date recognition
