Why you need a Household Insurance

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Household insurance policies are package policies in that they combine, within a single document, a range of different covers; such as damage to your own property together with legal liability for injury to others or damage to their property.

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There are various different household packages available in the Kenyan market that includes:

  1. buildings only insurance policies
  2. contents only insurance policies
  3. buildings and contents insurance together within a single policy
  4. Combined insurance policies covering buildings and contents, plus a range of optional extensions (such as personal possessions and freezer contents).
  5. There are covers available of home workers and holiday homes

Many insurers in Kenya have rebranded these products as home insurance rather than household insurance policies.

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